Reaching Financial Independence

When can you give up the security of a regular paycheck? This is a fundamental question that everyone must eventually answer in the context of their own “retirement”.  I put “retirement” in quotes because what we are really talking about is not necessarily

The Financial Flu Shot: Using Bond Ladders

This post was originally published on December 27, 2017 Take a moment to log into your investment account and write down the balance.  In late 2017, you probably feel pretty good about it if you have diligently saved over the

Setting Up Your Bicycle as a Car Replacement

Driving absolutely everywhere in a two ton metal box on wheels is fundamentally wasteful and irrational.  The rational way to think about automobiles is that they serve very useful purposes when one needs to accomplish very specialized tasks.  If you

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