America’s Car-Mart: Navigating the Subprime Market

America’s Car-Mart is one of the largest retailers in the United States operating in the “buy here, pay here” segment of the used car market.  Companies operating in this segment, also known as “integrated auto sales and finance”, sell older

CarMax: A Better Way to Buy and Sell Used Cars?

CarMax was founded in 1993 in Richmond, Virginia under the ownership of Circuit City Stores.  In the early 1990s, Circuit City was looking for growth opportunities in different markets outside consumer electronics.  The automotive sector was identified due to its large

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